Privacy Policy
Effective Date: June 01,2025.
1. Introduction
HighRiskPayments ("we," "our," or "us") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy outlines how we collect, use, store, and disclose your information when you visit our website, submit applications, or use our services.
2. Data Controller
HighRiskPayments is a registered DBA of First Financial Clearing Universal Technologies LLC, incorporated in St. Vincent and the Grenadines, with its registered office at Euro House, Richmond Hill Road, Kingstown. We operate as an ISO of Idem Pay, a DBA of Idem Club Inc.
For questions about this policy, please contact:
Email: support@highriskpayments.com
3. Information We Collect
We collect and process the following categories of personal information:
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Personal and business identifiers: name, email address, company name, phone number, business type.
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Application and onboarding data: financial information, KYC documentation, business description.
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Technical information: IP address, browser type, device identifiers, access times.
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Cookies and tracking data (see Cookie Policy below).
4. How We Use Your Information
We use the collected data to:
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Process merchant applications and provide payment services.
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Communicate with users and respond to inquiries.
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Comply with legal and regulatory obligations.
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Improve website functionality and security.
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Prevent fraud and manage risk.
5. Sharing Your Information
We do not sell your personal information. We may share your data with:
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Partner banks, processors, and compliance providers for onboarding and service delivery.
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Government or regulatory bodies when legally required.
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Service providers assisting with website hosting, analytics, or marketing.
6. Data Security
We implement appropriate security measures to protect your information, including encryption, access controls, and secure hosting environments.
7. Data Retention
We retain your data as long as necessary to fulfill the purposes outlined above or as required by law.
8. Your Rights
Depending on your location, you may have the following rights:
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Access and receive a copy of your data.
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Request correction or deletion.
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Object to or restrict certain processing.
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Withdraw consent at any time.
To exercise your rights, contact support@highriskpayments.com.
9. International Data Transfers
Data may be transferred and stored outside your country of residence, including to jurisdictions that may not provide the same level of data protection. We ensure appropriate safeguards are in place.
10. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices of those sites.
11. Changes to This Policy
We reserve the right to update this policy. Changes will be posted on this page with an updated revision date.
Legal Notice
HighRiskPayments is a registered DBA of First Financial Clearing Universal Technologies LLC, a company incorporated in St. Vincent and the Grenadines with registered office at Euro House, Richmond Hill Road, Kingstown. All services are provided under applicable local laws and regulations.
HighRiskPayments is a registered ISO of Idem Pay, a DBA of Idem Club Inc., a U.S.-based financial technology provider. Use of our services is subject to our Terms and Conditions.
Cookie Policy
1. What Are Cookies?
Cookies are small data files stored on your device to enhance user experience and help us analyze site usage.
2. Types of Cookies We Use
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Essential Cookies: Necessary for core functionality (e.g., form submissions).
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Performance Cookies: Collect anonymous usage data for analytics.
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Functional Cookies: Remember your preferences.
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Third-Party Cookies: May be set by services like Google Analytics or embedded content.
3. How to Manage Cookies
You can control or delete cookies through your browser settings. Disabling cookies may affect your website experience.
4. Consent
By using this website, you consent to our use of cookies as described in this policy.
Highriskpayments is a registered Doing Business As (DBA) of First Financial Clearing Universal Technologies LLC, a fintech company incorporated in Saint Vincent and the Grenadines, with its registered office at Euro House, Richmond Hill Road, Kingstown, St. Vincent and the Grenadines. All services are provided in accordance with applicable local laws and regulations. Highriskpayments is also a registered Independent Sales Organization (ISO) of Idem Pay, a DBA of Idem Club Inc., a U.S.-based payment technology provider. Smart Processing Solution does not offer services to residents of jurisdictions where such services are restricted or prohibited by law. Service availability depends on local regulations and client eligibility. All trademarks, logos, and brand names are the property of their respective owners. Use of these names, trademarks, and brands does not imply endorsement unless otherwise stated.